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Why you need a retirement spending strategy

Saving for retirement was never a simple or thoughtless task. Over the course of our working years we are encouraged to save for our retirement through a variety of accounts and products, each of which could affect your tax situation in many ways. Some accounts give you a tax benefit the year of your savings, while others forgo die tax benefit until distributions are taken in retirement.

If you think these decisions are challenging, imagine a world in which die more challenging aspect of saving money for retirement isn’t saving at all but rather distributing income from your investments.